On the whole, 2015 proved to be a year of relatively lackluster returns across the capital markets. [Read more…]
Lorne Abramson, CFA, CFP®, Principal and Co-Founder of ELM Advisors, and Stephen Steiner, J.D., Director of Gift Planning at the San Francisco Symphony, discuss various tax-efficient means and vehicles for charitable giving.
At the risk of sounding like a broken record—again—we join countless others in deeming that broad asset class diversification—particularly within stocks—is always prudent. With that said, we recognize that there are some years when diversification beyond the S&P 500 (i.e., large-capitalization domestic stocks) seems smarter than it does in others. [Read more…]
Over the years, we’ve occasionally been asked for our opinion on commodities as an investment. After all, commodities, or so-called real or hard assets, are often cited for their potential diversification merit, as well as a means of preserving asset values in periods of rising inflation. [Read more…]
We all know the purpose of fire drills is preparation, to teach us how to survive and avoid serious injury in the case of a real event. Similarly, when it comes to investing, it can be helpful to prepare in advance for those inevitable periods of market weakness, to circumvent behavior that can cause lasting damage to one’s portfolio.
Over the recent months we’ve received more than a few inquiries, particularly from our retired clients, about stocks that pay generous dividends. [Read more…]