“God give me the serenity to accept the things I cannot predict, the courage to predict the things I can, and the wisdom to buy index funds.” —Nate Silver, Statistician
Clearly, this past year was momentous on the geopolitical front, with two events in particular—the results of both the Brexit vote and the U.S. presidential election—surprising the vast majority of prediction experts and pollsters. [Read more…]
Lorne Abramson, CFA, CFP®, Principal and Co-Founder of ELM Advisors, and Walter Shjeflo, J.D., Partner in Fox, Shjeflo, Hartley & Babu, LLC, discuss some key estate planning ramifications in light of major changes resulting from 2012 legislation.
Given that we work with many clients who are either retired or approaching retirement, the subject of annuities is a topic that occasionally surfaces during the course of our conversations. [Read more…]
During a recent business trip to the East Coast, we had the opportunity to visit with representatives of the Calvert Foundation at their offices in Bethesda, Maryland. The Calvert Foundation is the issuer of the Calvert Foundation Community Investment Note, which many of our clients interested in socially responsible/impact investing own. [Read more…]
For many, health insurance and health care services are likely to be among the largest expenses in retirement. The fact that health care costs continue to rise faster than the rate of overall inflation can be a source of concern for retirees and those contemplating retirement. [Read more…]
On the whole, 2015 proved to be a year of relatively lackluster returns across the capital markets. [Read more…]
Lorne Abramson, CFA, CFP®, Principal and Co-Founder of ELM Advisors, and Stephen Steiner, J.D., Director of Gift Planning at the San Francisco Symphony, discuss various tax-efficient means and vehicles for charitable giving.